Agriculture
Maharashtra
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Mahatma Phule Karj Mafi: Farm Loan Waiver Scheme
Maharashtra state loan waiver scheme providing relief to eligible marginal and small farmers by waiving qualifying agricultural loans.
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Mahatma Phule Karj Mafi Yojana is the Maharashtra government farm-loan waiver scheme intended to relieve distress among small and marginal farmers by waiving eligible outstanding agricultural loans.
Key Features
- Waiver of eligible short-term agricultural loans for qualifying farmers
- Relief delivered through participating banks / cooperative credit institutions
- Benefit amount and eligibility capped as per the official notification
Objective
To reduce the indebtedness of small and marginal farmers and support agricultural revival.
Frequently Asked Questions
Small and marginal farmers of Maharashtra with eligible outstanding agricultural loans, meeting the landholding, loan-type and other criteria specified in the official waiver notification. Exact waiver ceiling is as per official portal.
Waiver of eligible agricultural loan amount up to the limit notified by the state government (as per official portal).
1. Visit the official portal / nearest cooperative bank or agriculture office
2. Verify farmer and loan records
3. Confirm eligibility against the notified criteria
4. Loan waiver applied to the eligible amount
5. Bank updates the account status after government reconciliation
2. Verify farmer and loan records
3. Confirm eligibility against the notified criteria
4. Loan waiver applied to the eligible amount
5. Bank updates the account status after government reconciliation
Aadhaar Card, land records (7/12 extract), loan / account details from the lending institution, bank account details, farmer registration proof.
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