Education
West Bengal
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WB Student Credit Card: Loan up to ₹10L
Education loan scheme of West Bengal providing credit of up to ₹10 lakh to students for higher / professional studies, with flexible repayment.
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The West Bengal Student Credit Card (WBSCC) scheme provides education loans of up to ₹10 lakh to students of the state for pursuing higher and professional education, with repayment beginning after course completion.
Key Features
- Education loan of up to ₹10 lakh
- Covers tuition, course and related educational expenses
- Moratorium during the study period and flexible repayment tenure
- Interest subvention / relaxations as per scheme norms
Objective
To remove the financial barrier to higher education for students of West Bengal and raise the state’s gross enrolment ratio.
Frequently Asked Questions
Resident students of West Bengal admitted to recognised higher / professional courses, meeting the academic and age criteria notified on the official portal. Parent / guardian as co-applicant generally required.
Education loan of up to ₹10 lakh with study-period moratorium and flexible repayment, covering higher / professional education costs.
1. Apply online through the West Bengal student credit card portal / Duare Sarkar
2. Fill in academic, admission and family details
3. Upload the required documents
4. Verification and sanction by the lending bank
5. Loan disbursed as per the course fee schedule
2. Fill in academic, admission and family details
3. Upload the required documents
4. Verification and sanction by the lending bank
5. Loan disbursed as per the course fee schedule
Aadhaar Card, admission proof in recognised institution, 10+2 / mark sheets, course fee details, parent / guardian income proof, bank account details.
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