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Stand Up India Scheme: Benefits & Eligibility
Bank loans between ₹10 lakh to ₹1 crore for SC/ST and women entrepreneurs to set up greenfield enterprises.
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Stand-Up India Scheme was launched in 2016 to facilitate bank loans between ₹10 lakh to ₹1 crore to at least one SC/ST borrower and at least one woman borrower per bank branch for setting up greenfield enterprises.
Loan Details
- Loan amount: ₹10 lakh to ₹1 crore
- Composite loan covering 85% of project cost
- Tenor: 7 years with moratorium period of 18 months
- Interest rate: Base rate + 3% + Tenor premium
Frequently Asked Questions
SC/ST women entrepreneurs, or women entrepreneurs. Must be 18+ years. Enterprise must be greenfield (new venture). Must not be in default to any bank.
Loan ₹10 lakh to ₹1 crore, 85% project cost financing, 18 months moratorium, handholding support.
1. Visit standupmitra.in portal
2. Register and fill application
3. Submit business plan
4. Bank processes and sanctions loan
5. Handholding support through journey
2. Register and fill application
3. Submit business plan
4. Bank processes and sanctions loan
5. Handholding support through journey
Aadhaar Card, Caste Certificate (for SC/ST), Business plan, Education/Experience certificates, Address proof
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