Education
Bihar
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Bihar Student Credit Card: Rs 4L Loan
Education loan of up to Rs. 4 lakh to Bihar students for pursuing higher and professional studies, with the state as guarantor.
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Official website
Bihar Student Credit Card Scheme (BSCC) is a flagship education scheme of the Bihar government to help students pursue higher and professional education without financial hardship. The state government acts as a guarantor for the education loan.
Key Features
- Education loan of up to Rs. 4 lakh
- Covers professional courses, computer certificate courses, CA, CFA, ICWA and recognised higher studies
- Loan disbursed through the Bihar Education Finance Corporation
- Repayment begins after course completion with a grace period
Objective
To raise the state Gross Enrollment Ratio (GER) for higher education by removing the cost barrier for meritorious students.
Frequently Asked Questions
Bihar resident students who have passed 12th standard and secured admission in a recognised institution for higher / professional studies. Age and other criteria are as per the official portal.
Education loan of up to Rs. 4 lakh with the state government as guarantor, covering tuition and course-related expenses for higher / professional studies.
1. Visit the Bihar service portal https://serviceonline.bihar.gov.in
2. Locate the Student Credit Card (BSCC) service
3. Register and fill in academic and admission details
4. Upload the required documents
5. Submit and complete verification as notified
6. Loan sanctioned and disbursed by the Education Finance Corporation
2. Locate the Student Credit Card (BSCC) service
3. Register and fill in academic and admission details
4. Upload the required documents
5. Submit and complete verification as notified
6. Loan sanctioned and disbursed by the Education Finance Corporation
Aadhaar Card, 12th marksheet, admission proof in recognised institution, bank account details, income / residence proof, passport-size photograph.
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